From Consulting and Alternative Funding to Enrollment and Claim Support

Group employers require consultants to think “outside the box” when designing an employee benefit package. The same package that works for one company will not be the correct fit for another firm. Tailoring a benefit strategy to fit each unique client is our specialty. Utilizing innovative and cost-efficient benefit solutions, combined with the proper funding method, benefit administration technology, compliance resources and carrier relationships, we can design a comprehensive program designed specifically around your needs and those of your employees.

Your priority should be managing your business. Our focus is simplifying the complexities of employee benefits for you. A partnership with Harrington Insurance Agency means you can easily achieve your benefit objectives without negatively impacting the growth and success of your business.

Focusing on a full spectrum of consulting services, our expertise includes benefit and renewal planning, carrier rate negotiations, compliance assistance, employee communication and cutting edge benefit administration technology, all designed to maximize the competitiveness and value of your employee benefit package.

The rapid expansion of human resource and benefit administration technology solutions is enabling employers to significantly increase operating efficiencies in areas that are often described as the “backbone” of their business. But there are a multitude of vendors claiming solutions that include payroll, onboarding to retirement, schedule management, benefit administration and other human resource related features. Choosing the right solution is the key to obtaining the maximum satisfaction and performance from an HRIS system, as it can lead to better talent recruitment and retention, more accurate processing of all HR and benefits related functions and increased flexibility for employees with self-service tools.

Business owners today can increase their control over employee benefit programs and increasing insurance costs by introducing consumer driven administrative services, such as Health Savings Accounts (HSAs), Flexible Savings Accounts (FSAs), Health Reimbursement Accounts (FSAs) and/or Premium Only Plans (POP). Additionally, the same vendors offering these services can often assist you in preventing costly penalties and taxes by working with you to provide COBRA Administration, 5500 Preparation, help with 1094 and 1095 filings, nondiscrimination testing and ERISA Compliance.

Choosing the right insurance plan for you (and your family) is not an easy task. The Affordable Care Act (ACA) has introduced major changes to the way carriers traditionally marketed their health plans to the public and introduced a volume of new terms, requirements and complexities, many of which may sound confusing to the general public. From terms like “minimum essential coverage” to the various metallic plan categories of Bronze, Silver, Gold and Platinum, a solid foundation of knowledge is essential in order to find the coverage required at an affordable price.